Nestled along the mighty Potomac River, Steamboat Run Community Association (SRCA) is a private, 350-acre community. In addition to its wonderful wildlife, SRCA has the distinction of being the oldest homeowner’s association (HOA) in West Virginia. Shepherdstown is noted for having the state’s oldest settlement, dating to the 1730s.

Covenants, By-Laws, & Certificate of Incorporation

In order to be recognized as an official resident of Steamboat Run, one must adhere to the Covenants and By-Laws, and pay the HOA yearly membership. See linked documents below.

CovenantsBy-LawsCertificate of Incorporation

The Certificate of Incorporation was recorded on March 2nd, 1972, at the Jefferson County Courthouse making Steamboat Run the oldest HOA in West Virginia. The recorded document can be found here.


Steamboat Run is a heavily wooded neighborhood which borders the Potomac River, replete with community areas and walking paths. Safety in the neighborhood is paramount.

When in Steamboat Run, please remember the following:

Wildlife is abundant and incredibly diverse. Neighbors have spotted deer, mice, foxes, coyotes, rabbits, skunks, mink, groundhogs, bees, butterflies, wasps, moths, spiders, toads, frogs, turtles, snakes, hawks, hummingbirds, geese, turkey, and eagles. Be cautious near the wildlife. You can be attacked. Watch out for deer in the roads as they often come out of nowhere, especially at feeding times during dawn or dusk. We have heard folk tales about a bear being spotted in a field across from our entrance but that is a rare occurrence.

Use caution when walking under or near trees, as they can fall without notice. If you hear wood cracking or see a tree leaning, quickly get away from it.

The river is unpredictable. If you want to swim, it is strongly recommended that you bring at least one buddy. Drowning is always possible. Strong currents can cause you to lose your footing and make you tumble underwater. Debris is often present. Always wear water shoes to protect against fishhooks, glass, and other sharp objects.

Be extra careful when walking on the roads. Walk against traffic but be especially vigilant on the hills, as drivers cannot see you until they are too close.

Steamboat Run is not responsible if you are injured. Enter common areas at your own risk.